Malik Watson

The Truth about Credit Repair Companies

The Federal Trade Commission (FTC) is the government agency that governs credit repair companies. One of its jobs is to enforce the laws associated with unfair business practices. The FTC's concerns regarding credit repair agencies address the unethic... Read >

Is Credit Repair Legal

After working in the real estate, mortgage, and credit industries for the last nine years, it amazes me that I still get this question from hundreds of people every single year. Even in 2010, when over 70% of Americans today have problems on their credit ... Read >

Can You Buy a Home with Bad Credit in 2010 – Part 2 of 10

In part two of this 10-part series, let's discuss another way to buy a home, if you have bad credit. Method # 2: Larger Down Payment Just a few years ago, being able to buy a home with no money down (100% financing) or with bad credit, was quite co... Read >

Your Credit Score Can Get You Fired

Think your credit problems won't affect you in the workplace? Think again! Increasingly, employers are conducting credit checks as a standard part of the hiring and promotion process at many companies nationwide. This number has gone up tremendously si... Read >

Can You Buy a Home with Bad Credit in 2010

The housing market is much different in 2010 than it was years ago. After working in the real estate industry for the past nine years, one of the most common questions I'm asked on a daily basis is if it's still possible to buy a home if you have bad cred... Read >